My 14year old is traveling with group in Germany, What is the best way for him to carry money, ATM, my crediti card, cash?
Can a 14 year old use an ATM? Which one?
a 14 year old is not the wisest person in the world, and could possibly lose a card. You don't mention how long he is going to be gone. they use Euros in germany, and the exchange rate is a little over a dollar to one euro, thus you go through Euros pretty quickly. What will he need cash for? I would figure out a daily budget and only give him that much to take. I take a debit card and credit card when I travel. I primarily use my debit card because it is a VISA card and my bank will reimburse me for any fees. Thus, I take cash out of the atm, enough for a few days at a time, and pay cash for all buses, taxis, meals, small items. I use my credit card to pay for larger items. I don't use either cards a lot due to the possibility of card fraud. You will want to make sure you call your card company and let them know who is using the card, and what dates they will be where. 7 months ago
When I was in Germany at the age of 15 my bank would not let me have a debit card, so I changed banks and after that I did use a debit card while I was there. I found it very easy to use to draw funds out of my Aussie bank account, however, you might want to look into international ATM fees. Banks such as ING have abolished them.
Mostly when I travel I use the black travel card from Australia Post, but that is because I don't like people having access to my main bank account in case I lose my card. 7 months ago
I always use the ATM. Hard currency is not good to carry around in any quantity. My card is carried in a hidden pouch. I usually travel solo so have no backup. Have been all over Europe with no money troubles. Credit card is easy for hotels, etc. also do not hang bags or cameras on back of chair in restaurants or cafes. No wallets in back pants pocket, please. 6 months ago
Both, just like in the US or anywhere similar in places like Western Europe.
Do make sure he has a card. Cash is easily lost and Euros and prices themselves cause a person to go through more than they’d expect or plan, even when we’ll within reason and trying to be careful.
I lived there for 3 years and honestly for the daily stuff it’s just like the US: cash is good for a lot, card is good for a lot, and having both is really the way to live.
Just like anywhere try to make it a card with good or no exchange fees when withdrawing or buying. That’s money wasted if you are able to avoid it.
And yeah, remind him to treat it like anywhere new and not lose or get stolen from. If you’re seen as a newbie you’re of course a greater target for theft and scams.
On that, have him look at pages and YouTube stuff about common scams used on tourists (and locals, but majorly at tourists...) so that he doesn’t get tripped up and stolen from or scammed out of cash that isn’t really what it’s for.
In a phrase usually used other way, “Playas gonna play”. Keep his wits about him! :)
I’m sure it’ll be an interesting trip for him! 6 months ago